SPEND RESPONSIBLY - Managing credit for students

Credit and students

One of the best investments many of us will ever make is improving our skills and qualifications. It can give you a financial head start that lasts a lifetime. And though it may mean living on less for a few years while you undertake your studies, research has shown that the qualifications gained from college or university will leave you well-placed to earn a decent income during your working life.

The downside of tertiary study is that it often means putting off earning a decent pay cheque for a few years. That’s where credit can be useful – helping you through the lean times and providing the foundations of a credit record that will certainly make life after graduation a lot smoother.